РАЗВИТИЯ СТРАХОВОГО РЫНКА ПУТЕМ ВНЕДРЕНИЯ В ОТРАСЛЬ ТЕХНОЛОГИИ ИНШУРТЕХ
Keywords:
финтех, иншуртех, искусственный интеллект, инновации, бигдата, insurtech-проект, бизнес-процесс.
Abstract
Значимость и актуальность изученной темы заключаются в том, что в последнее время мировой страховой рынок сильно подвержен влиянию глобализации, либерализации и иных подобных процессов. В силу этого мир страховых компаний начинает меняться и постепенно возникает необходимость финтеха, иншуртеха и перемен в целом. Множество протекающих в страховых компаниях процессов и их эффективность связаны именно с внедрением современных технологий. Практическая значимость и новизна полученных результатов состоит в том, что изучено современное положение национальных и зарубежных страховых компаний в вопросах внедрения иншуртех-инноваций.
References
1. Decree of the President of the Republic of Uzbekistan dated October 23, 2021 No. PP-5265 “On additional measures to digitalize the insurance market and develop the life insurance sector.”
2. Yakubova N.T. Efficiency in Business Processes in Insurance Activities //INTERNATIONAL JOURNAL OF BUSINESS DIPLOMACY AND ECONOMY. – 2023. – Т. 2. – №. 5. – С. 44-48.
3. Yakubova N.T. Improvement of Business Processes in Insurance Activity in the Conditions of Innovative Development of the Economy //EUROPEAN JOURNAL OF BUSINESS STARTUPS AND OPEN SOCIETY. – 2023. – Т. 3. – №. 5. – С. 88-91.
4. Makhkambaevich B. T., Tursunbaevna Y.N. About Some Questions Optimization Of Business Process In Insurance Activity Related To Global Trends //Solid State Technology. – 2020. – Т. 63. – №. 4. – С. 5048-5058.
5. Yakubova N. TRADITIONS AND PROSPECTS OF DEVELOPMENT OF THE WORLD INSURANCE MARKET //International Finance and Accounting. – 2018. – Т. 2018. – №. 4. – С. 36.
6. Yakubova N. T. THE ROLE OF INSURANCE BUSINESS IN INSURANCE ACTIVITY //Journal of Management Value & Ethics. – С. 111.
7. Yakubova N. T. RESEARCH PARK. – 2022.
8. Tursunbaeva Y. N. Improvement of methodological bases of business processes in insurance activity //SAARJ Journal on Banking & Insurance Research. – 2019. – Т. 8. – №. 2. – С. 4-8.
9. Yakubova N. T. BIZNES JARAYONLARINI TAKOMILLASHTIRISH SUG‘URTA TASHKILOTI FAOLIYATI UZLUKSIZLIGINI TA’MINLASH OMILI //IJTIMOIY FANLARDA INNOVASIYA ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 151-155.
10. Yakubova N.T. SUG‘URTA TASHKILOTLARIDA QO‘LLANILAYOTGAN BIZNES JARAYONLARINING TARKIBI VA USULLARI //IQTISODIYOT VA ZAMONAVIY TEXNOLOGIYA. – 2022. – Т. 1. – №. 2. – С. 11-18.
11. Yakubova N.T. O‘ZBEKISTON SUG‘URTA TASHKILOTLARI FAOLIYATIDA BIZNES JARAYONLARI SAMARADORLIGINI OSHIRISH YO‘LLARI //BOSHQARUV VA ETIKA QOIDALARI ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 109-113.
12. A.Y.Xolbaev 2021. INSURANCE AS A PROMISING MECHANISM OF INFORMATION PROTECTION. Archive of Conferences. (Dec. 2021), 39-40.
13. Kholboev A. INSURANCE INFORMATION RISKS (CYBER INSURANCE). International Finance and Accounting. 2021;2021(2):12.
14. Matiyazova S. R. THE PROCESS OF FORMATION OF INNOVATIVE ENVIRONMENT IN COMPETITIVE CONDITIONS IN THE INSURANCE MARKET //Oriental Journal of Economics, Finance and Management. – 2022. – Т. 2. – №. 1. – С. 7-11.
15. Yuldashev O. T. Development prospects of investment insurance product “Unit-Linked” //International Finance and Accounting. – 2020. – Т. 5. – С. 1.
16. Yuldashev O., Mirsultonov M. Insurance of financial risks: problems and solutions //International Finance and Accounting. – 2019. – Т. 2019. – №. 2. – С. 29.
17. Yuldashev O. T. Ways of Development of Accumulative Life Insurance in Uzbekistan //Central Asian Journal of Innovations on Tourism Management and Finance. – 2023. – Т. 4. – №. 1. – С. 99-107.
18. Yuldashev, O. T. (2023). Ways of Development of Accumulative Life Insurance in Uzbekistan. Central Asian Journal of Innovations on Tourism Management and Finance, 4(1), 99-107. https://doi.org/10.17605/OSF.IO/WPGBA
More Citation Formats
19. Zakirkhodjaeva Sh. A. "Deepening of pension reforms and improvement of investment activities of transition economies." Asian Journal of Multidimensional Research (AJMR) 8.4 (2019): 249-254.
20. Hamrayeva F. THE ROLE OF COMPULSORY INSURANCE IN THE MODERN INSURANCE SYSTEM // International Finance and Accounting 2020 (1), 8
21. Shennaev K.M. Regulation of investment activities of insurers //Asian Journal of Multidimensional Research (AJMR). – 2020. – Т. 9. – №. 11. – С. 55-59.
22. Shennaev K. M. The main directions of protection of insurance consumers in the current situation //SAARJ Journal on Banking & Insurance Research. – 2020. – Т. 9. – №. 6. – С. 32-37.
23. Носирова Г. Пути оптимизации инвестиционного портфеля страховых компаний Республики Узбекистан //International Journal of Formal Education. – 2023. – Т. 2. – №. 3. – С. 100-104.
24. Юлдашев, О. (2020). Особенности развития страхования жизни. Экономика и Образование, 1(5), 208–211.
25. Матиязова С. Р. Особенности организации исламского страхования //Научный лидер. – 2021. – №. 8. – С. 10.
26. Shennaev K. M., Matiyazova S. R. The Impact of the Covid-19 Pandemic on the Insurance Market //International Journal of Psychosocial Rehabilitation. – 2020. – Т. 24. – №. 4. – С. 6502-6509.
27. Sanobar M. Insurance agents development prospects case of insurance market of Uzbekistan //ACADEMICIA: An International Multidisciplinary Research Journal. – 2019. – Т. 9. – №. 4. – С. 156-162.
28. Matiyazova S. R. Activities and insurance brokers in Uzbekistan development features //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 9-16.
29. Rajabbayovna M. S. DIGITALIZATION OF ACTIVITIES OF INSURANCE INTERMEDIARIES IN THE PROVISION OF INSURANCE SERVICES //JOURNAL OF ECONOMY, TOURISM AND SERVICE. – 2023. – Т. 2. – №. 5. – С. 8-12.
30. Mavrulova N. A. Strategic development of the insurance services market in Uzbekistan //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 1-8.
31. Маврулова Н. А. ЎЗБЕКИСТОНДА ҚАЙТА СУҒУРТА БОЗОРИНИ ШАКЛЛАНТИРИШ ВА ЖАДАЛ РИВОЖЛАНТИРИШНИНГ УСТУВОР ЙЎНАЛИШЛАРИ //Экономика и финансы (Узбекистан). – 2020. – №. 1 (133). – С. 27-32.
32. Abdukhalilovna M. N. DIRECTIONS FOR THE DEVELOPMENT OF THE GENERAL INSURANCE INDUSTRY IN UZBEKISTAN //Gospodarka i Innowacje. – 2023. – Т. 34. – С. 229-236.
33. Закирходжаева Ш. А. ПЕРСПЕКТИВЫ РАЗВИТИЯ РЫНКА СТРАХОВЫХ УСЛУГ В РЕСПУБЛИКЕ УЗБЕКИСТАН //Central Asian Journal of Innovations on Tourism Management and Finance. – 2021. – Т. 2. – №. 5. – С. 5-14.
34. Закирходжаева Ш. А. ВЛИЯНИЕ ПАНДЕМИИ НА МИРОВОЙ СТРАХОВОЙ РЫНОК //Научный Лидер. – 2021. – №. 9. – С. 27-32.
35. Закирходжаева Ш. А. Чет элга чиқувчи фуқароларни суғурта қилиш амалиётини такомиллаштириш йўналишлари //Экономика и финансы (Узбекистан). – 2017. – №. 5. – С. 8-13.
36. Закирходжаева Ш. А. Суғурта ташкилотлари ва тижорат банкларининг ҳамкорлик йўналишларини ривожлантириш истиқболлари //Экономика и финансы (Узбекистан). – 2015. – №. 3. – С. 45-53.
37. Khotamov I. et al. world tendencies of development of the digital economy and insurance in Uzbekistan //Мамлакат иқтисодий хавфсизлигини таъминлашнинг устувор йўналишлари. – 2019. – С. 7-7.
38. Hamrayeva F. THE IMPORTANCE OF MARKETING IN MUSEUM MANAGEMENT //European International Journal of Pedagogics. – 2023. – Т. 3. – №. 05. – С. 48-50.
39. Хамраева Ф. Ш. ПРЕИМУЩЕСТВА ЦИФРОВИЗАЦИИ ОБЯЗАТЕЛЬНЫХ СТРАХОВЫХ УСЛУГ //Journal of Intellectual Property and Human Rights. – 2023. – Т. 2. – №. 5. – С. 17-22.
40. https://inlibrary.uz/index.php/economy_education/article/view/5428
41. https://raexpert.ru/researches/insurance/
42. https://habr.com/ru/companies/otus/articles/
43. https://ictnews.uz/
2. Yakubova N.T. Efficiency in Business Processes in Insurance Activities //INTERNATIONAL JOURNAL OF BUSINESS DIPLOMACY AND ECONOMY. – 2023. – Т. 2. – №. 5. – С. 44-48.
3. Yakubova N.T. Improvement of Business Processes in Insurance Activity in the Conditions of Innovative Development of the Economy //EUROPEAN JOURNAL OF BUSINESS STARTUPS AND OPEN SOCIETY. – 2023. – Т. 3. – №. 5. – С. 88-91.
4. Makhkambaevich B. T., Tursunbaevna Y.N. About Some Questions Optimization Of Business Process In Insurance Activity Related To Global Trends //Solid State Technology. – 2020. – Т. 63. – №. 4. – С. 5048-5058.
5. Yakubova N. TRADITIONS AND PROSPECTS OF DEVELOPMENT OF THE WORLD INSURANCE MARKET //International Finance and Accounting. – 2018. – Т. 2018. – №. 4. – С. 36.
6. Yakubova N. T. THE ROLE OF INSURANCE BUSINESS IN INSURANCE ACTIVITY //Journal of Management Value & Ethics. – С. 111.
7. Yakubova N. T. RESEARCH PARK. – 2022.
8. Tursunbaeva Y. N. Improvement of methodological bases of business processes in insurance activity //SAARJ Journal on Banking & Insurance Research. – 2019. – Т. 8. – №. 2. – С. 4-8.
9. Yakubova N. T. BIZNES JARAYONLARINI TAKOMILLASHTIRISH SUG‘URTA TASHKILOTI FAOLIYATI UZLUKSIZLIGINI TA’MINLASH OMILI //IJTIMOIY FANLARDA INNOVASIYA ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 151-155.
10. Yakubova N.T. SUG‘URTA TASHKILOTLARIDA QO‘LLANILAYOTGAN BIZNES JARAYONLARINING TARKIBI VA USULLARI //IQTISODIYOT VA ZAMONAVIY TEXNOLOGIYA. – 2022. – Т. 1. – №. 2. – С. 11-18.
11. Yakubova N.T. O‘ZBEKISTON SUG‘URTA TASHKILOTLARI FAOLIYATIDA BIZNES JARAYONLARI SAMARADORLIGINI OSHIRISH YO‘LLARI //BOSHQARUV VA ETIKA QOIDALARI ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 12. – С. 109-113.
12. A.Y.Xolbaev 2021. INSURANCE AS A PROMISING MECHANISM OF INFORMATION PROTECTION. Archive of Conferences. (Dec. 2021), 39-40.
13. Kholboev A. INSURANCE INFORMATION RISKS (CYBER INSURANCE). International Finance and Accounting. 2021;2021(2):12.
14. Matiyazova S. R. THE PROCESS OF FORMATION OF INNOVATIVE ENVIRONMENT IN COMPETITIVE CONDITIONS IN THE INSURANCE MARKET //Oriental Journal of Economics, Finance and Management. – 2022. – Т. 2. – №. 1. – С. 7-11.
15. Yuldashev O. T. Development prospects of investment insurance product “Unit-Linked” //International Finance and Accounting. – 2020. – Т. 5. – С. 1.
16. Yuldashev O., Mirsultonov M. Insurance of financial risks: problems and solutions //International Finance and Accounting. – 2019. – Т. 2019. – №. 2. – С. 29.
17. Yuldashev O. T. Ways of Development of Accumulative Life Insurance in Uzbekistan //Central Asian Journal of Innovations on Tourism Management and Finance. – 2023. – Т. 4. – №. 1. – С. 99-107.
18. Yuldashev, O. T. (2023). Ways of Development of Accumulative Life Insurance in Uzbekistan. Central Asian Journal of Innovations on Tourism Management and Finance, 4(1), 99-107. https://doi.org/10.17605/OSF.IO/WPGBA
More Citation Formats
19. Zakirkhodjaeva Sh. A. "Deepening of pension reforms and improvement of investment activities of transition economies." Asian Journal of Multidimensional Research (AJMR) 8.4 (2019): 249-254.
20. Hamrayeva F. THE ROLE OF COMPULSORY INSURANCE IN THE MODERN INSURANCE SYSTEM // International Finance and Accounting 2020 (1), 8
21. Shennaev K.M. Regulation of investment activities of insurers //Asian Journal of Multidimensional Research (AJMR). – 2020. – Т. 9. – №. 11. – С. 55-59.
22. Shennaev K. M. The main directions of protection of insurance consumers in the current situation //SAARJ Journal on Banking & Insurance Research. – 2020. – Т. 9. – №. 6. – С. 32-37.
23. Носирова Г. Пути оптимизации инвестиционного портфеля страховых компаний Республики Узбекистан //International Journal of Formal Education. – 2023. – Т. 2. – №. 3. – С. 100-104.
24. Юлдашев, О. (2020). Особенности развития страхования жизни. Экономика и Образование, 1(5), 208–211.
25. Матиязова С. Р. Особенности организации исламского страхования //Научный лидер. – 2021. – №. 8. – С. 10.
26. Shennaev K. M., Matiyazova S. R. The Impact of the Covid-19 Pandemic on the Insurance Market //International Journal of Psychosocial Rehabilitation. – 2020. – Т. 24. – №. 4. – С. 6502-6509.
27. Sanobar M. Insurance agents development prospects case of insurance market of Uzbekistan //ACADEMICIA: An International Multidisciplinary Research Journal. – 2019. – Т. 9. – №. 4. – С. 156-162.
28. Matiyazova S. R. Activities and insurance brokers in Uzbekistan development features //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 9-16.
29. Rajabbayovna M. S. DIGITALIZATION OF ACTIVITIES OF INSURANCE INTERMEDIARIES IN THE PROVISION OF INSURANCE SERVICES //JOURNAL OF ECONOMY, TOURISM AND SERVICE. – 2023. – Т. 2. – №. 5. – С. 8-12.
30. Mavrulova N. A. Strategic development of the insurance services market in Uzbekistan //American Journal of Economics and Business Management. – 2020. – Т. 3. – №. 2. – С. 1-8.
31. Маврулова Н. А. ЎЗБЕКИСТОНДА ҚАЙТА СУҒУРТА БОЗОРИНИ ШАКЛЛАНТИРИШ ВА ЖАДАЛ РИВОЖЛАНТИРИШНИНГ УСТУВОР ЙЎНАЛИШЛАРИ //Экономика и финансы (Узбекистан). – 2020. – №. 1 (133). – С. 27-32.
32. Abdukhalilovna M. N. DIRECTIONS FOR THE DEVELOPMENT OF THE GENERAL INSURANCE INDUSTRY IN UZBEKISTAN //Gospodarka i Innowacje. – 2023. – Т. 34. – С. 229-236.
33. Закирходжаева Ш. А. ПЕРСПЕКТИВЫ РАЗВИТИЯ РЫНКА СТРАХОВЫХ УСЛУГ В РЕСПУБЛИКЕ УЗБЕКИСТАН //Central Asian Journal of Innovations on Tourism Management and Finance. – 2021. – Т. 2. – №. 5. – С. 5-14.
34. Закирходжаева Ш. А. ВЛИЯНИЕ ПАНДЕМИИ НА МИРОВОЙ СТРАХОВОЙ РЫНОК //Научный Лидер. – 2021. – №. 9. – С. 27-32.
35. Закирходжаева Ш. А. Чет элга чиқувчи фуқароларни суғурта қилиш амалиётини такомиллаштириш йўналишлари //Экономика и финансы (Узбекистан). – 2017. – №. 5. – С. 8-13.
36. Закирходжаева Ш. А. Суғурта ташкилотлари ва тижорат банкларининг ҳамкорлик йўналишларини ривожлантириш истиқболлари //Экономика и финансы (Узбекистан). – 2015. – №. 3. – С. 45-53.
37. Khotamov I. et al. world tendencies of development of the digital economy and insurance in Uzbekistan //Мамлакат иқтисодий хавфсизлигини таъминлашнинг устувор йўналишлари. – 2019. – С. 7-7.
38. Hamrayeva F. THE IMPORTANCE OF MARKETING IN MUSEUM MANAGEMENT //European International Journal of Pedagogics. – 2023. – Т. 3. – №. 05. – С. 48-50.
39. Хамраева Ф. Ш. ПРЕИМУЩЕСТВА ЦИФРОВИЗАЦИИ ОБЯЗАТЕЛЬНЫХ СТРАХОВЫХ УСЛУГ //Journal of Intellectual Property and Human Rights. – 2023. – Т. 2. – №. 5. – С. 17-22.
40. https://inlibrary.uz/index.php/economy_education/article/view/5428
41. https://raexpert.ru/researches/insurance/
42. https://habr.com/ru/companies/otus/articles/
43. https://ictnews.uz/
Published
2023-06-01
How to Cite
Закирходжаева Ш.А. (2023). РАЗВИТИЯ СТРАХОВОГО РЫНКА ПУТЕМ ВНЕДРЕНИЯ В ОТРАСЛЬ ТЕХНОЛОГИИ ИНШУРТЕХ . Central Asian Journal of Innovations on Tourism Management and Finance, 4(5), 122-129. https://doi.org/10.17605/cajitmf.v4i5.503
Section
Articles
In submitting the manuscript to the Central Asian Journal of Innovations on Tourism Management and Finance, the authors certify that:
- They are authorized by their co-authors to enter into these arrangements.
- The work described has not been formally published before, except in the form of an abstract or as part of a published lecture, review, thesis, or overlay journal.
- That it is not under consideration for publication elsewhere,
- The publication has been approved by the author(s) and by responsible authorities – tacitly or explicitly – of the institutes where the work has been carried out.
- They secure the right to reproduce any material that has already been published or copyrighted elsewhere.
- They agree to the following license and copyright agreement.
License and Copyright Agreement
Authors who publish with Central Asian Journal of Innovations on Tourism Management and Finance agree to the following terms:
- Authors retain copyright and grant the Central Asian Journal of Innovations on Tourism Management and Finance right of first publication with the work simultaneously licensed under Creative Commons Attribution License (CC BY 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the Central Asian Journal of Innovations on Tourism Management and Finance published version of the work (e.g., post it to an institutional repository or edit it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
